• AutoExcel Plan
• AutoSafe Plan

Why wait? Your motor car deserves more than what is expected.

Introducing our newly enhanced benefit, you can whiz through your motoring needs with a piece of mind.

To meet your preferences at an affordable premium for added protection, we offer a choice of two comprehensive plans:- and

What provides:

• No restriction on workshop, including distributor's agent workshop for repair.
  
  
• Waiver of excess for the first S$1,000/- will apply to the insured and named drivers in the event of own damage claim at our authorised workshops. (For Private Car / Parallel Imported Models only)
  
  
• Coverage is based on "Market Value' instead of sum insured. (Full Prevailing "market value" at time of loss). You will be reimbursed the full market value based at time of loss in the event of total loss due to theft or severe damage.
  
  
• Indemnify you against accidental loss or damage (including its accessories & spare parts) to your car.
  
  
• Insured against third party liability, death or bodily, property damage, legal services
  - Covers against third party liability including death or bodily injury, property damage.
  
  
• Free extension for Strike, Riot, Civil Commotion, Flood, Typhoon, Hurricane, Cyclone Tornado, Volcanic Eruption, Earthquake or other convulsion of nature.
  
  
• Reimbursement of medical expenses up to S$300 each, for driver and passenger.
  
  
• Exclusive Personal Accident Benefit for Policyholder up to S$20,000.
  
  
• Unlimited Windscreen / Sunroof / Moonroof coverage.
  *Subject to terms & conditions
  - Autoreinstatement of Windscreen / Sunroof / Moonroof coverage subject to an excess of S$100.
  
  
• Passenger Risk Cover.
  
  
• Bodykit protection. For a nominal charge, you can enhance your protection against damage to your car bodykit without affecting your NCD up to a limit of S$1,000.
  
  
• Third party legal liability of passenger for acts of negligence .
  
  
• Loyalty discount rewards for up to maximum 20% for subsequent renewal.
  *Subject to terms & conditions
  
  
• No Claim Discount Protection
  
  It is agreed that the 50% No Claim Discount (NCD) entitlement in this policy is protected as follows:-
  
  

  No. of claims made or arisen during the period of insurance	NCD entitlement on renewal of the policy
  ONE	50%
  TWO	20%
  THREE OR MORE	NIL

  
  An additional premium of S$80/- + GST is charged.
  It is hereby noted that this Protected No Claim Discount Entitlement is not transferable.



• Protection Package

  With an additional premium of S$150 + GST, the policy would extend to cover the following:-

  1. Total Loss Protection – This would mean that in the event of total loss, we would not total loss the vehicle even if it is not economical to repair the vehicle unless LTA state that it is unsafe to repair the vehicle.
     
     
  2. Loan Protector – We shall settle the outstanding loan amount (up to a maximum sum of S$50,000) to the finance company in the event if the insured died in a road traffic accident.
     
     
  3. SOS Emergency Evacuation – Policy will pay up to a sum of S$25,000 per passenger / driver if the insured / passengers sustained a serious injury after an accident in West Malaysia and the medical conditions warrant an emergency evacuation.
     
     
  4. Personal Accident to insured increase to S$50,000 (usual S$20,000)