This insurance protects you from your legal liability as an employer towards your workers if they suffer personal injury / death by accident arising out of and during the course of employment.

Your liability as an employer may arise out of :

	The Workmen’s Compensation Legislation (Section 23, Workmen’s Compensation Act 1975).
	Common Law.

It is important to ensure that your workers are insured at all times so as to enjoy a peace of mind when you run your business.